Ch7: Utility of money declines the more you have (Bentham). Excess money should go to general society to benefit all, eg extreme global poverty. No means-testing! Bootstraps are a myth! BIG in Namibia (a UBI) worked. Poverty in developed nations too: hungry kids, expensive benefits. A section on Innovation, leaning on Mazzucato. No evidence rich work less if they are taxed more. There are other incentives.