Ch8: Philanthropy is undemocratic and amoral. As per Ch2 much of the money is dirty. Taxes > Philanthropy both morally AND in terms of efficiency. Runs through args for private philanthropy but basically cuts each down. Also slaps the effective altruism movement. Give away the gap between the ethical wealth cap and the legal Wealth cap. Basically, we should give away our MORALLY earned money to the ethical limit.