Its easy to take a quick look at the gimmicky title of this book and roll your eyes. Yet, I feel like there is enough meat here to make it a worthwhile read for the average up and coming college grad. The book is not without its flaws. For instance, I can appreciate Ramit's desire to show us "exactly how its done" and document the hard details of his personal finances but this quickly ages the book (which isn't even that old!) since the bargains and dreamy interest rates he writes about are long gone.

Overall, the advice he gives is solid for the most of us but a bit too lenient for those with hyper aspirations toward Financial Independence. Ramit's suggestion of attaining a target saving's rate of 10 percent while spending 20-30 percent of income as "fun money" doesn't really jive with my reasoning but I realize that even this will put people ahead of the majority of the American population. What makes this book special, in my opinion, is Ramit's personality and charm. His attitude really get you pumped and motivated to do something--ANYTHING--to better your financial security. Today.